Purchasing a home may be the single largest investment you make in your life. Purchasing a homeowner's insurance policy provides you with the security that your investment will be protected. A Preferred Mutual homeowner's policy offers protection to your home, as well as, your possessions and personal liability.

Preferred Mutual's Homeowners Program:

• Protects your home, property, and related outbuildings.
• Protects your personal property.
• Provides additional living expenses if you're forced from your home.
• Provides comprehensive Personal Liability protection in case of injury to others.
• Provides medical payments in case of injury to others.

In addition to basic coverage, Preferred Mutual offers additional coverage for:

Valuable Possessions	Above ground swimming pools
Identity theft	Personal umbrella coverage
High Value Home program	Boat Coverage
Flood Program	Replacement value for personal property.
Water damage from sewers and drains.	And much more.

Preferred Mutual has been protecting homes for over 110 years. We are committed to providing you with quality insurance coverage at a competitive price. Whether you are looking for basic homeowner coverage or something a little more complicated Preferred Mutual has the right coverage, at the right price for you.

You can receive discounts and credits to your Homeowner policy with Preferred Mutual for:

• Multi Policy Discounts – having multiple policies like H omeowners and Personal auto will result in a discount to your homeowner premium.
• Superior Home and Risk Program – if your home is of superior construction and maintenance and meets minimum age requirements you could receive additional credit.
• Renovator / Select Credit – If you own an older home and it is of superior construction and maintenance you could receive additional credits to the base premium.
• New Home Discount – Homes under 20 years old can receive additional credits.

Frequently Asked Questions