How can I save money on my insurance? What insurance discounts may be available?

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We've compiled this quick list for anyone who has ever wondered how they can save money on insurance costs, or wondered what type of discounts may be available.

• Consider increasing your insurance deductible.
• For auto insurance, consider dropping collision or comprehensive coverage as your car gets older.
• There are safe driver discounts, as well as other discounts for Driver Education Classes and/or Good Student Discounts.
• Look for other auto insurance discounts, such as insuring multiple vehicles under the same insurance policy or low annual mileage discounts.
• Discounts are available for vehicle safety features, such as airbags, anti-lock brakes (ABS), passive restraint (ex: self-locking seat belts, automatic door locks, passenger airbags), and anti-theft devices.
• Look for homeowners insurance discounts you may qualify for. For example, discounts may be offered if you have a central alarm system or smoke alarms, or if your home is new or recently renovated. 
• There are lesser-known homeowners insurance discounts available too, for things like having a no-claims history, being a non-smoker or even being over the age of 55 can qualify you for discounts on your homeowners insurance. 
• Bundling your auto insurance with your homeowners or renters insurance will also qualify you for more savings. Having the same insurance company can provide both credits and convenience.

We would also recommend giving a local, Independent Insurance Agent a try (if you don't already use one). They work with a number of different insurance providers and can help guide you quickly and easily when it comes to finding the right insurance coverage for you, for the best price.