Brianna’s Law – What It Means For NY State Boaters

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Enjoy smooth sailing with proper boating safety and superior coverage and live assured with Preferred Mutual.

In effect on 1/1/2020, Brianna’s Law will require all operators of motorized watercraft to complete a state-approved boating safety course by the year 2025. What can we all learn from this law? Read on to find out what it means for all of us who love to spend time on the water.

You could say it is common sense to take a boating safety course, as we all required to take a driving safety course to become drivers on the road! The basic level of knowledge required to operate a boat means that you can enjoy the salt life and all of the adventures that come with it, and do so safely for yourself and for others on the water.

Named after an 11-year old girl who died tragically in a boating accident in 2005 that could have easily been avoided with proper boating safety knowledge, Brianna’s Law will use a five-year phase-in requirement process to get all boaters certified to operate a motorized watercraft. Under this law, new age groups are gradually added to those required to carry a boater card.

If you were born after Jan. 1, 1993, you will need a boating safety certification when operating a motorized vessel in: 2020.

If you were born after Jan. 1, 1988, you will need a boating safety certification when operating a motorized vessel in: 2022.

If you were born after Jan. 1, 1983, you will need a boating safety certification when operating a motorized vessel in: 2023.

If you were born after Jan. 1, 1978, you will need a boating safety certification when operating a motorized vessel in: 2025.

All operators of motorized vessels, regardless of age, will need boating safety certification by Jan. 1, 2025.

While this law will only affect boaters in New York, there is a lesson that can be learned for all boaters.

Boating safety courses prove to protect everyone.

Dangerous and reckless boating doesn’t just occur in New York. Many states already have boater education laws, and we urge you to learn of your state’s regulations to ensure you are maintaining proper certifications. 

Boating incidents may not be covered by insurance if you skip the certifications. 

The top five primary accident types in 2018, according to the U.S. Department of Homeland Security, are:

  • Collision with another recreational vessel
  • Collision with fixed object, like a dock
  • Flooding/swamping
  • Grounding
  • Passenger falls overboard

With Preferred Mutual Boat Insurance, you can take to the open waters with confidence, knowing you have coverage that includes personal liability, medical payments, uninsured boaters, and miscellaneous property coverage for hulls, boat equipment and accessories.

However, if you operate a vessel without proper boater safety certifications in accordance to Brianna’s Law in 2020 and collide with another vessel, you could fail to meet the requirements of your policy! 

Reach out to your independent agent today to determine what your policy will require so you’re not stuck in the muck. 

Enjoy smooth sailing with proper boating safety and superior coverage and live assured with Preferred Mutual.

This information is intended for educational purposes only and is not legal advice and/or an authoritative guide.

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