National Preparedness Month – Prepare to Protect!

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At Preferred Mutual, we recognize the importance of preparing for disasters and emergencies that could happen at any time. Make a plan and protect the ones you love with these preparedness tips!

September is here, which means a lot of things for us in the northeast: pumpkin spiced everything, sweatshirts, and preparing for the famous winters that cover us in a blanket of white snow. Before we get to those chillier days, we believe it is paramount to capitalize on the transition of the seasons with preparation!

Step 1: Put a plan together by discussing the questions below with your family, friends or household to start your emergency plan. Remember, COVID-19 has changed a lot of the way we function as a society, so be sure to assess your plan with that in mind.

  1. How will I receive emergency alerts and warnings?
  2. What is my shelter plan?
  3. What is my evacuation route?
  4. What is my family/household communication plan?
  5. Do I need to update my emergency preparedness kit?
  6. Check with the Centers for Disease Control (CDC) and update my emergency plans due to Coronavirus. ◦Get masks (for everyone over 2 years old), disinfectants, and check my sheltering plan.

Step 2: Consider the specific needs in your household.

As a family, it is important to recognize that each member of the household has very different needs. Discussing your needs and the responsibilities of those in your household will help establish communication, prepare for the roles of each member of the household during an emergency, prepare for the care of children, businesses, pets, etc. Creating your own personal network for a specific area where you’ll need assistance during an emergency can mean the difference between life or death. Things to keep in my while developing your plan:

  • Different ages of members within your household
  • Responsibilities for assisting others
  • Locations frequented
  • Dietary needs
  • Medical needs including prescriptions and equipment
  • Disabilities or access and functional needs including devices and equipment
  • Languages spoken
  • Cultural and religious considerations
  • Pets or service animals
  • Households with school-aged children

 Step 3: Fill out your Emergency Communication Plan and share it with your household.

Communication networks, such as mobile phones and computers, could be unreliable during disasters, and electricity could be disrupted. Planning in advance will help ensure that all members of your household – including children and people with disabilities and others with access and functional needs, as well as outside caregivers – know how to reach each other and where to meet up in an emergency. Click here to view the FEMA Family Emergency Communication Plan for a template or guidance on how to build out your own!

 Step 4: Practice makes perfect!

 Understanding the plan is crucial to ensuring the plan isn’t missing major pieces that could help you and your family during a disaster. Simple actions at home and in your neighborhood can make a huge difference. 

Check out this checklist to ensure you’ve prepared your household for an emergency!

Step 5: Protect yourself with Preferred Mutual

We’d love to say that making sure your house is packed with pumpkin spice is the only thing you need to worry about during National Preparedness Month in September, but your home, belongings, and/or business are meaningful and valuable assets. If a disaster strikes, having the right coverage for your home or business property is the best way to ensure you will have the necessary resources to help you repair, rebuild, or replace damaged items.

Document Your Property and Safeguard Your Records
Understand Your Options For Coverage
Ensure You Have the Appropriate Insurance For the Relevant Risks         

To ensure you are covered, be sure to work with your insurance agent to update your insurance policy with any new purchases, renovations, increases in property value, or increases in cost to rebuild or replace items.

 Preferred Mutual would like to remind you that you can take us with you! Download our MYPreferred Mobile app today from the App Store or Google Play today!

 This information is intended for educational purposes only and is not legal advice and/or an authoritative guide.

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