Protect Your Home With Homeowners Equipment Breakdown Insurance

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Get the extra protection you need at a cost you can afford. We call that living assured.

It’s happened to all homeowners at one point or another — systems that you rely on, like your water heater, air conditioning, refrigerator, or even your new flat-panel HD monitor, can break down due to mechanical and electrical failures.

If you’re not protected, repairing or replacing this critical equipment can cost a fortune, but Homeowners Equipment Breakdown Insurance can make sure that you’re protected and help you rest easy.

What Does Homeowners Equipment Breakdown Insurance Cover?

Homeowners Equipment Breakdown Insurance fills the gaps in your homeowners insurance. Most homeowners insurance policies don’t cover the cost of repairing and replacing your home equipment when it breaks down.

That’s where Homeowners Equipment Breakdown Insurance comes in. It’s easier to manage than dozens of individual warranties, simple to understand and affordable. In addition to adding Homeowners Equipment Breakdown Insurance to your existing policy, follow our prevention tips to protect the systems and equipment in your home. 

3 Key Prevention Tips to Avoid Equipment Breakdown

  1. Unplug your electronic devices when they are not in use, whenever possible. This can prevent equipment damage, as well as cut down on your electric bill.
  2. Layer surge protection devices inside and outside of your home to protect all of your equipment. With the right surge protection devices in place, you can prepare for everything from lightning strikes, to the voltage spike from starting up a new refrigerator.
  3. Regularly clean and maintain all of your home’s equipment and systems. For larger systems, have a licensed service professional inspect and service your equipment every year.

What’s the Next Step?

Want to learn more, or add Equipment Breakdown Insurance to your existing Preferred Mutual Homeowners Insurance Policy? Contact your Preferred Mutual Independent Insurance Agent, or visit our Homeowners Equipment Breakdown Insurance microsite for more information on coverage and prevention tips.
This information is intended for educational purposes only and is not legal advice and/or an authoritative guide.

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