Homeowners Equipment Breakdown and Service Line Coverages

Your home is your sanctuary, and with Equipment Breakdown and Service Line Coverages, you’ll have extra peace of mind in the event of the unexpected.

At Preferred Mutual, we know all too well how unexpected events occur, and how the associated expenses can affect even the best laid plans and budgets.  Get the extra protection you need at a cost you can afford.  We call that living assured.

Equipment Breakdown Coverage

Your living space is likely filled with devices and appliances. But, did you know that most homeowners insurance policies won’t cover the cost of repairing or replacing essential equipment in your home when it breaks down from events like power surges, overheating, or mechanical failures? Equipment Breakdown Coverage does!

Equipment Breakdown Coverages gives you extra protection for items such as:

  • Smart Home Monitoring Systems
  • Electrical Service Panels
  • Water Heaters
  • HVAC Systems
  • Televisions and Media Systems
  • Pool Filtration Systems
  • Dishwasher
  • Range/Oven
  • Washer/Dryer

Extend your homeowners policy with Equipment Breakdown Coverage, and save time and money! Visit our microsite to learn more! 

Service Line Coverage

Service Line coverage provides protection against a leak, break, tear, rupture, collapse or arcing of a covered service, such as:

  • Artificially generated electrical current;
  • Freezing;
  • Mechanical breakdown, latent defect or inherent vice;
  • Root invasion;
  • Wear and tear, marring, deterioration, hidden decay rust or other corrosion; and
  • Weight of equipment, animals or people.

One power surge can destroy every electronic in your home, and a broken sewer line can make your home uninhabitable. Either event can cost you thousands of dollars to fix. That’s where Homeowners Equipment Breakdown and Service Line coverages come in. 

Visit our microsite to learn more or contact your independent agent to add these coverages to your Preferred Mutual Homeowners policy!

Extend your homeowners policy with Equipment Breakdown and Service Line coverages and save thousands in potential losses.

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