Preferred Mutual’s business insurance provides protection for your building, contents, equipment, and income, as well as extra expenses needed to get you back in business. We offer coverage for 125 different types of businesses, some of which are listed below.

Our Business Owner's Program is designed specifically for the business owner. You are able to choose optional coverages to add to this comprehensive policy to fit your needs.

Our Commercial Package Policy provides a la carte coverage for many types of businesses.

Our Commercial Auto, available in New York, New Jersey and New Hampshire, provides protection for business vehicles.
 
Talk to your independent agent about adding these coverages:

  • Hired Auto & Non-Owned Auto Liability
  • Computer Coverage 
  • Accounts Receivables
  • Spoilage
  • Employee Dishonesty 
  • Professional Liability
  • Valuable Possessions Endorsements, including Floaters
  • Enhancement Endorsement

Commercial Discounts are available for:

  • Multiple Policies 
  • Central station fire or burglar alarms 
  • Local fire/burglar alarm
  • Perimeter lighting
  • Sole occupancy

Products

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